Stressed Out with Debt?
There are Solutions!

We understand this and we can help you. We want you to feel the financial freedom you once had and we want the credit card companies to stop calling you. If you own your own home we can help and sometimes by even shrinking your monthly payments by 50-60%.

See How We Can Help You
Mortgage Broker

Kristi Hyson - Mortgage Broker

Canadians are over extended and that is a fact. Bills start to pile up, and controlling the payments become harder and harder every day. 

With our expertise we can refinance your mortgage, lower your total monthly payments and help you get back on track.

If you have been bankrupt in the past, or finding yourself in a current consumer proposal we are the solution.

Eliminate your worry and your stress! No more creditors knocking on your door, no more high interest rate credit cards! 

We have helped our clients who are in debt collections or a consumer proposal refinance their mortgage and pay-off the collections and consumer proposal. Eliminate worry and stress by reducing your current monthly credit card payments and other high interest debt.

How We Can Help

Bad Credit, Consumer Proposal, and/or Bankruptcy

If you have Bad Credit, Consumer Proposal, Bankruptcy or other related credit issues, there are mortgage solutions available to you.

Mortgage funds can be used to payout the following:

  • CRA (Canada Revenue Agency)
  • Consumer proposals
  • R9’s and collections
  • Judgements
  • Credit Cards
  • Loans

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Mortgage Solutions

Alternate Lending & Business for Self-Stated income

Imperfect credit, bankruptcy, consumer proposal, stated income, contract, commission

Second Mortgages

We can help you to borrow from your home equity and get you a Second Mortgage on your residential property, if there is sufficient equity.

  • 2nd Mortgages up to 85% of the value of your home
  • Not based on your credit history
  • No income verification

Private Mortgages


We do Private Mortgages, for home-owners who have damaged credit, low income, or other circumstances that might apply.

Rates maybe a little bit higher, but we can still help you get the funds you need.

We deal with a lot of Private lenders, so getting you an Approval is very fast. As long as there is Equity in your home, we have an Approval waiting for you.

Equity Mortgages

 
If your credit is damaged but not destroyed, you may qualify for an equity mortgage based on the value of your home.

This type of mortgage offers a much more of a competitive rate than your privately funded mortgages.

  • 1st & 2nd mortgages up to 65% of the value of the home
  • Minimal or no income verification
  • Competitive rates  


Reverse Mortgage (55+)


If you are 55+ you can qualify for a reverse mortgage. Tap into up to 55% of your homes value, minimal income and credit qualifications.

You maintain ownership of your home with no monthly payments for as long as you live in your home.

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